Do you know? “At pregnancy if emergency happens — and you don’t have money — then just an insurance polycy can be God for you”
The true story of a poor mother:
Reena Devi is from a small village in Bihar. When they had a sudden bleeding in the 7th month, the housemates didn’t even have the money to take hospital. Just ₹500 per month maternity insurance polycy saved his life and that of his baby. You can also do this if you want — without any huge expense.
What is pregnancy insurance?
Pregnancy insurance is a health plan that covers pregnancy-related expenses, such as:
- Delivery (Normal ya C-Section)
- Emergency admission
- Ultrasound, blood test, scans
- Newborn treatment (up to 90 days)
- Ambulance and ICU charges
Why is this plan important for poor families?
Can you give 1 lakh – 2 lakh rupees in cash for emergency delivery?
If not, then this politics is important for you.
| Type of spending | Uninsured spending | Spending with insurance |
| Normal Delivery | 70,000 – ₹1,00,000 | ₹0 – ₹5,000 |
| C-section Delivery | ₹1.5 lakh – ₹2.5 lakh | ₹0 – ₹10,000 |
| Preterm Emergency | ₹50,000 – ₹3 lakhs | ₹0 – ₹5,000 |
| Newborn ICU (1 day) | ₹20,000 – ₹50,000 | ₹0 – ₹1,000 |
That is, expenses up to ₹10 lakhs can be just cover with a polycy of ₹500–₹1000/month.
Read Also: USA Pregnancy Insurance Guide 2025 – Top Plans for Emergency & Hospital Delivery
The most trusted and affordable Insurance Companies
1. Care Joy Maternity Plan
- Wishing Period: 9 months
- Cover: Delivery + Newborn Care
- Premium: ₹400–₹600/month
- Best plan for Poor films
2. Star Health Maternity Plan
- 24×7 admission allowed in Emergency
- Free ambulance, medicines, scans
- ₹up to 5 lakhs cover
- Claim Process Easy and Paperaless
3. Aditya Birla Active Maternity
- Wishing period just 3 months
- ₹up to 50,000 maternity benefit
- No room rent limit
- If you are doing baby plan quickly then this is best
When should this Policy be taken?
- if you are married
- if you are doing baby plan within 1 year
- if you have less income
- if file has previously had emergency delivery
So you don’t wait a second — take policy today.
What can happen if there is no politics?
- Will refuse admission in Private Hospital
- ₹1–2 lakh expenses to be paid immediately
- It is also difficult to reach the government hospital in Emergency
- Mother or child may also lose their life
Pregnancy Insurance’s advantages
- ₹up to 5 million cashless cure
- Energy C-section also covered
- Newborn child treatment also free
- peace of mind in monthly ₹500–₹1000
- Free consultation, test and up to ambulance
how to buy this polycy?
- Visit a website like Polycybazaar or Turtlemint
- Search for “Pregnancy Insurance”
- Select your age and plan
- Make Monthly or yearly payment
- Policy download – now you are safe!
Being poor is not a shame. Being an unprepared mother can be dangerous — but just ₹500/month’s policy can give you millions of protective shields.
